NHDC hosting open house for residents
Published: Wednesday, June 4, 2014 at 3:45 p.m.
Last Modified: Wednesday, June 4, 2014 at 3:45 p.m.
If you dream of owning your own home and are looking to position yourself to make that dream a reality, then the Neighborhood Housing and Development Corp. Open House is one event you don't want to miss.
* What: Neighborhood Housing and Development Corp. Open House
* When: 9 a.m.-4 p.m. beginning Monday-June 12
* Cost: Free
* Where: 633 NW 8th Ave.
* Information: Call 352-380-9119 or visit www.gnhdc.org.
The open house will be held from 9 a.m.-4 p.m. beginning Monday through June 12, with lunch at 11:30 a.m. at NHDC at 633 NW 8th Ave. Founded in 1982, NHDC is a nonprofit organization with a mission to promote affordable housing and housing services.
Corey Harris, executive director of NHDC, said NHDC programs are available to anyone at least 18 years old. Featured during the open house will be free credit reports and various workshops. Topics will be:
* Monday: Homeowners' issues.
* Tuesday: Rental property and tenants' rights.
* June 11: Foreclosure.
* June 12: Housing lenders and available properties.
"It's about education to prepare homeowners," Harris said. "We want to educate people about credit."
If you can't make it to the open house, you can still receive help and learn about the various NHDC programs and services by visiting www.gnhdc.org or stopping by the office at 633 NW 8th Ave.
Harris said NHDC offers a host of programs, including a personal review designed to help participants get an understanding of their finances to take the steps needed to improve their financial outlook in order to position themselves to become homeowners.
Harris said a new national survey found that nearly 1 out of 3 adults, or more than 70 million people around the country, have no emergency savings.
He said the lack of emergency savings can lead to home foreclosures and a reliance on high-cost lending services.
"Emergency savings are an important buffer against unforeseen financial crisis, whether a person is a homeowner or a renter," Harris said. "Relying on credit cards or high-cost, short-term loans from payday lenders or title companies could quickly compound a consumer's money troubles."
Harris encourages residents not to delay in getting a free personal financial review, which is free, but there is a $13 cost to request a credit report for those who do not bring their own.
To seek help from the agency, an intake form is required. Forms are available at the NHDC office from 8:30 a.m.-4:30 p.m. Monday-Thursday or online at www.gnhdc.org by going to "Resources" and then clicking on "Intake Forms." If the intake forms don't apply to a particular need, Harris said call the office at 352-380-9119.
Harris said NHDC also has homes available for purchase to first-time homebuyers. He said a first-time homebuyer can also be someone who has not owned a home in the last three years and/or those who have been displaced by certain circumstances, such as divorce, disaster and other issues.
Below is a list of programs and services offered at NHDC:
Housing development: Purchased and rehabilitated homes and new homes are available for purchase to first-time homebuyers in northeast Gainesville in Carroll Estates and Highland Court and in the area near Smokey Bear Park on NE 15th Street and 23rd Avenue.
Rental homes: Properties include Section 8 and Veterans Administration vouchers.
Financial fitness program: An eight-hour course in basic money matters, setting up a budget, credit repair and additional financial topics.
Homebuyer education: An eight-hour course to help potential homeowners understand the home buying process. In addition, it fulfills the homebuyer education component required by some down payment assistance programs.
Counseling services: This includes pre- and post-purchase questions, fair housing issues, landlord and tenant issues, mortgage delinquency, foreclosure intervention and financial reviews.